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ANNA Self Assessment
Visit ANNA Self Assessment websiteView HMRC listing
Our notes
ANNA offers free MTD Income Tax filing (quarterly updates and final declaration) for the 2026–27 tax year, either automatically from bank data or via a free spreadsheet bridging upload. Pricing for later years is not published.
Pros
- Free quarterly + final declaration for 2026–27
- Free spreadsheet bridging route
- Generous referral/introducer rewards
Cons
- Free promise is time-limited to 2026–27
- No agent software
- Upsell to Auto Accountant £29/mo
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- ANNA Free plan – MTD ITSA filing
- Per month
- Free
- Per year
- Free
- VAT
- n/a
- Notes
- Free for the 2026–27 tax year (4 quarterly updates + final declaration). Auto Accountant: first 4 months free, then £29/mo. Pricing after 2026–27 not published.
- Landlord pricing
- yes (MTD for Landlords page). Free for 2026–27 for landlords.
- Agent/accountant pricing
- no. HMRC lists Agent software 'Not included'.
Really free?
- Quarterly updates free
- yes
- Tax return (final declaration) free
- yes (for 2026–27 tax year)
- Limits
- Free plan banking: first £1,000/month incoming free then 0.95%. Auto Accountant £29/mo after 4 months.
- Bank account condition
- ANNA account required; connect your bank via Open Banking ('for all UK bank accounts').
- Time limit
- Free is stated for the 2026–27 tax year only; later years not priced publicly
Landlords and spreadsheets
- Jointly owned property
- unknown. ANNA FAQ only says co-owners can each use their own software and report their share; no in-product split feature documented.
- Excel bridging
- yes (free ANNA spreadsheet template)
- Google Sheets bridging
- unknown
- CSV import
- yes (paste transactions from bank CSV into template)
- Bridging notes
- Bridging upload free: download ANNA template, paste bank CSV, upload, file quarterly update.
Checked 17 Oct 2026. Sources:anna.money, anna.money, anna.money, anna.money, anna.money
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Ready now |
|---|---|
| Agent software | Not included |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Ready now |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Ready now |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Ready now |
| Foreign property | Not included |
Other income sources and items
| Employment (PAYE) | Ready now |
|---|---|
| UK dividends | Ready now |
| State Pension income | Ready now |
| Private pension incomes | Ready now |
| Partner income from a partnership | In development |
| Foreign dividends | Ready now |
| Foreign interest | Not included |
| Private pension contributions | In development |
| Construction Industry Scheme | Ready now |
| Charitable giving | Ready now |
| Capital Gains | Not included |
| Student Loan | Ready now |
| Marriage Allowance | Ready now |
| Voluntary Class 2 National Insurance | Ready now |
| High Income Child Benefit Charge | Ready now |
| UK interest | Ready now |
Accessibility
| Blindness or impaired vision | Not included |
|---|---|
| Deafness or impaired hearing | Not included |
| Motor or physical difficulties | Not included |
| Cognitive impairments | Not included |
Platform
| Software type | Desktop application Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |