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Coconut

First seen on HMRC's list on or before 17 Oct 2026.

Visit Coconut websiteView HMRC listing

Our notes

Coconut is a UK sole-trader and landlord app with a cheap spreadsheet-bridging plan and a full MTD filing plan. The £49.99/yr bridging plan covers quarterly updates only, with the final declaration extra.

Pros

  • Cheap bridging plan (£49.99/yr)
  • Foreign property supported (HMRC)
  • Both records and bridging routes

Cons

  • Bridging plan excludes final declaration (+£49.99)
  • Confusing monthly vs annual prices on pricing page
  • VAT basis not stated

Price

Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.

Cheapest MTD-capable plan
Coconut MTD Bridging
Per month
unknown
Per year
£49.99
VAT
unknown (not stated)
Notes
Bridging = quarterly updates only; year-end declaration is a £49.99 add-on. Full 'MTD filing' plan (quarterly + annual submission): £129.99/yr or £12.99/mo per pricing/MTD pages; the pricing page also shows £21.99/mo for monthly billing (ambiguous). Bookkeeping plan £99.99/yr is not MTD filing.
Landlord pricing
no separate landlord plan. Same plans.
Agent/accountant pricing
unknown. Not published.

Really free?

Quarterly updates free
no (14-day trial; see Coconut Free 3153)
Tax return (final declaration) free
no
Limits
n/a
Bank account condition
n/a
Time limit
14-day trial, no card

Landlords and spreadsheets

Jointly owned property
unknown. No vendor evidence found.
Excel bridging
yes (Coconut spreadsheet template, one-click upload)
Google Sheets bridging
unknown
CSV import
unknown
Bridging notes
MTD Bridging plan = Coconut's own spreadsheet template uploaded to Coconut; quarterly updates only.

Checked 17 Oct 2026. Sources:www.getcoconut.com, www.getcoconut.com, www.getcoconut.com, www.getcoconut.com

HMRC listing

What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.

Features

Free versionNot included
Agent softwareReady now
Individual softwareReady now
Software that creates digital recordsReady now
Bridging software that connects to recordsReady now
Standard update period (6 April to 5 April)Ready now
Calendar update period (1 April to 31 March)Ready now
Making Tax Digital for VATReady now
HMRC Assist (Submission Feedback)Ready now

Business income

Sole traderReady now
UK propertyReady now
Foreign propertyReady now

Other income sources and items

Employment (PAYE)In development
UK dividendsIn development
State Pension incomeIn development
Private pension incomesIn development
Partner income from a partnershipIn development
Foreign dividendsIn development
Foreign interestIn development
Private pension contributionsIn development
Construction Industry SchemeIn development
Charitable givingIn development
Capital GainsIn development
Student LoanIn development
Marriage AllowanceIn development
Voluntary Class 2 National InsuranceIn development
High Income Child Benefit ChargeIn development
UK interestIn development

Accessibility

Blindness or impaired visionNot included
Deafness or impaired hearingNot included
Motor or physical difficultiesNot included
Cognitive impairmentsNot included

Platform

Software typeDesktop application Web browser
Compatible withMicrosoft Windows Mac OS Linux
Mobile AppAndroid Apple iOS
LanguageEnglish

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