All software / Finaap MTD Income Tax
Finaap MTD Income Tax
Visit Finaap MTD Income Tax websiteView HMRC listing
Our notes
Finaap is a personal finance and bookkeeping app (debt tracking, budgeting, open banking) with MTD for Income Tax features and Corporation Tax filing in its Pro plan. It is aimed at individuals and small UK businesses.
Pros
- Pro plan includes MTD for Income Tax features and Corporation Tax (CT600) filing
- Monthly and yearly prices published; prices include VAT where applicable
- 7-day free trial with no card required
- iOS and Android apps
Cons
- MTD for Income Tax needs the top (Pro) plan
- Website does not clearly say the final declaration can be filed
- FAQ says 'Finaap does not submit returns on your behalf', which is unclear about quarterly updates
- VAT returns 'coming soon'
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Pro
- Per month
- £9.99
- Per year
- £99
- VAT
- inc VAT ('include VAT where applicable')
- Notes
- Starter (£4.99/month or £49/year) and Plus (£7.99/month or £79/year) do not list MTD features. All plans have a 7-day free trial with no card needed.
Really free?
- Quarterly updates free
- no (7-day free trial only)
- Tax return (final declaration) free
- no (not mentioned; paid plan required)
- Limits
- Free trial only.
- Bank account condition
- None
- Time limit
- 7-day free trial.
Checked 18 Oct 2026. Sources:finaap.com, finaap.com
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Not included |
|---|---|
| Agent software | Not included |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Not included |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Not included |
| Making Tax Digital for VAT | Not included |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Ready now |
| Foreign property | Not included |
Other income sources and items
| Employment (PAYE) | Ready now |
|---|---|
| UK dividends | In development |
| State Pension income | In development |
| Private pension incomes | In development |
| Partner income from a partnership | In development |
| Foreign dividends | In development |
| Foreign interest | In development |
| Private pension contributions | In development |
| Construction Industry Scheme | In development |
| Charitable giving | In development |
| Capital Gains | In development |
| Student Loan | Ready now |
| Marriage Allowance | In development |
| Voluntary Class 2 National Insurance | In development |
| High Income Child Benefit Charge | In development |
| UK interest | In development |
Accessibility
| Blindness or impaired vision | Ready now |
|---|---|
| Deafness or impaired hearing | Ready now |
| Motor or physical difficulties | Ready now |
| Cognitive impairments | Ready now |
Platform
| Software type | Desktop application Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |