All software / IRIS Kashflow
IRIS Kashflow
Visit IRIS Kashflow websiteView HMRC listing
Our notes
IRIS KashFlow is cloud bookkeeping software for UK sole traders and small businesses, with an MTD dashboard for Income Tax. Accountants manage clients through the free KashFlow Connect.
Pros
- MTD dashboard tracks ITSA status, submissions and declarations
- Bank feeds and receipt capture on the Starter plan
- KashFlow Connect is free for accountants
Cons
- Starter caps you at 10 invoices and 25 reconciled bank transactions
- Vendor's ITSA page is out of date (written before April 2026)
- Not stated which plan includes MTD for Income Tax
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Starter
- Per month
- £13.5
- Per year
- £162
- VAT
- ex VAT (annual shown '/year + VAT'; monthly VAT not stated)
- Notes
- Promo: 90% off for 6 months on monthly (£1.35/month) and annual £97/year (RRP £162), new customers only. Business plan £27.50/month or RRP £291.50/year. 14-day free trial. Plan needed for MTD ITSA not stated.
- Agent/accountant pricing
- yes. KashFlow Connect for accountants: 'It's free, forever'.
Really free?
- Quarterly updates free
- no
- Tax return (final declaration) free
- no
- Limits
- n/a (14-day free trial only)
- Bank account condition
- None
- Time limit
- None stated
Checked 18 Oct 2026. Sources:www.kashflow.com, www.kashflow.com, www.iris.co.uk
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Not included |
|---|---|
| Agent software | Ready now |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Not included |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Ready now |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Not included |
| Foreign property | Not included |
Other income sources and items
| Employment (PAYE) | Not included |
|---|---|
| UK dividends | Not included |
| State Pension income | Not included |
| Private pension incomes | Not included |
| Partner income from a partnership | Not included |
| Foreign dividends | Not included |
| Foreign interest | Not included |
| Private pension contributions | Not included |
| Construction Industry Scheme | Not included |
| Charitable giving | Not included |
| Capital Gains | Not included |
| Student Loan | Not included |
| Marriage Allowance | Not included |
| Voluntary Class 2 National Insurance | Not included |
| High Income Child Benefit Charge | Not included |
| UK interest | Not included |
Accessibility
| Blindness or impaired vision | Not included |
|---|---|
| Deafness or impaired hearing | Not included |
| Motor or physical difficulties | Not included |
| Cognitive impairments | Not included |
Platform
| Software type | Desktop application Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |