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Maxim Money
Visit Maxim Money websiteView HMRC listing
Our notes
Maxim Money is a Windows desktop personal finance app with a one-off lifetime licence. The Pro version sends MTD quarterly updates for sole traders and landlords, with data stored locally.
Pros
- One-time purchase, no subscription
- Data stored locally on your PC
- 30-day Pro trial, no card required
Cons
- Windows only
- Final declaration not yet available ('due to launch in early 2027')
- MTD needs the Pro licence; Basic and Plus do not include it
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Pro (lifetime licence)
- Per month
- unknown
- Per year
- unknown
- VAT
- unknown (not stated)
- Notes
- One-off Pro licence £75, currently discounted to £45. No monthly or yearly plan. Plus (£35, now £25) and Basic (free) do not include Making Tax Digital.
- Landlord pricing
- same product. The MTD page says it works for UK sole traders and landlords.
Really free?
- Quarterly updates free
- no (Pro licence needed; 30-day free Pro trial)
- Tax return (final declaration) free
- no (not yet available)
- Limits
- After the 30-day trial the app reverts to Basic (free), which does not include Making Tax Digital.
- Bank account condition
- n/a
- Time limit
- 30-day Pro trial
Checked 18 Oct 2026. Sources:maxim-money.app, maxim-money.app
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Not included |
|---|---|
| Agent software | Not included |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Not included |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Not included |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Ready now |
| Foreign property | Ready now |
Other income sources and items
| Employment (PAYE) | In development |
|---|---|
| UK dividends | In development |
| State Pension income | In development |
| Private pension incomes | In development |
| Partner income from a partnership | Not included |
| Foreign dividends | Not included |
| Foreign interest | Not included |
| Private pension contributions | In development |
| Construction Industry Scheme | Not included |
| Charitable giving | In development |
| Capital Gains | Not included |
| Student Loan | In development |
| Marriage Allowance | Not included |
| Voluntary Class 2 National Insurance | Not included |
| High Income Child Benefit Charge | Not included |
| UK interest | In development |
Accessibility
| Blindness or impaired vision | Not included |
|---|---|
| Deafness or impaired hearing | Not included |
| Motor or physical difficulties | Not included |
| Cognitive impairments | Not included |
Platform
| Software type | Desktop application |
|---|---|
| Compatible with | Microsoft Windows |
| Language | English |