All software / Pandle
Pandle
Visit Pandle websiteView HMRC listing
Our notes
Pandle is free UK bookkeeping software whose free plan includes MTD Income Tax submissions with no usage limits. Pandle Pro at £5 + VAT a month adds bank feeds.
Pros
- Free forever with no usage limits
- MTD ITSA on free plan
- Cheap Pro upgrade (£5 + VAT)
Cons
- Bank feeds need Pro
- Foreign property 'Not included' (HMRC)
- Joint ownership undocumented
Price
Prices can change without notice, so confirm with the provider before you buy. Spotted an error? Email us.
- Cheapest MTD-capable plan
- Pandle Free
- Per month
- Free
- Per year
- Free
- VAT
- n/a
- Notes
- Pandle Pro £5/mo + VAT adds bank feeds, receipt uploads, etc. No annual option.
- Landlord pricing
- no separate plan. Landlord page; same plans.
- Agent/accountant pricing
- yes. Pandle Partners for accountants; pricing not stated.
Really free?
- Quarterly updates free
- yes
- Tax return (final declaration) free
- yes (HMRC lists tax return; free plan lists 'MTD Income Tax Submissions')
- Limits
- No usage limits; bank imports (manual statement upload) but bank feeds are Pro only.
- Bank account condition
- None
- Time limit
- None ('free forever')
Landlords and spreadsheets
- Jointly owned property
- unknown. No vendor evidence found.
- Excel bridging
- unknown
- Google Sheets bridging
- unknown
- CSV import
- unknown
- Bridging notes
- HMRC lists bridging 'Ready now', but Pandle's own FAQ says you don't need bridging; upload format not documented.
Checked 17 Oct 2026. Sources:www.pandle.com, www.pandle.com, www.pandle.com
HMRC listing
What the software provider has told HMRC. “In development” means the provider has committed to building it in time for the 2026 to 2027 tax return.
Features
| Free version | Ready now |
|---|---|
| Agent software | Ready now |
| Individual software | Ready now |
| Software that creates digital records | Ready now |
| Bridging software that connects to records | Ready now |
| Standard update period (6 April to 5 April) | Ready now |
| Calendar update period (1 April to 31 March) | Ready now |
| Making Tax Digital for VAT | Ready now |
| HMRC Assist (Submission Feedback) | Not included |
Business income
| Sole trader | Ready now |
|---|---|
| UK property | Ready now |
| Foreign property | Not included |
Other income sources and items
| Employment (PAYE) | Ready now |
|---|---|
| UK dividends | Ready now |
| State Pension income | Ready now |
| Private pension incomes | Ready now |
| Partner income from a partnership | In development |
| Foreign dividends | Ready now |
| Foreign interest | Ready now |
| Private pension contributions | Ready now |
| Construction Industry Scheme | In development |
| Charitable giving | Ready now |
| Capital Gains | Ready now |
| Student Loan | Ready now |
| Marriage Allowance | Ready now |
| Voluntary Class 2 National Insurance | Ready now |
| High Income Child Benefit Charge | Ready now |
| UK interest | Ready now |
Accessibility
| Blindness or impaired vision | Ready now |
|---|---|
| Deafness or impaired hearing | Ready now |
| Motor or physical difficulties | Ready now |
| Cognitive impairments | Ready now |
Platform
| Software type | Web browser |
|---|---|
| Compatible with | Microsoft Windows Mac OS Linux |
| Mobile App | Android Apple iOS |
| Language | English |